Instead of receiving a new money order, you can ask for your money back, usually on the same form. The fees and time to process are generally the same as if you canceled. But you might still be able to collect. The provider might give you a photocopy of the cashed money order. If you think it was cashed fraudulently, alert your local law enforcement.
The copy could help authorities catch the criminal and make sure the money is returned to you. If you receive a money order, cash it or deposit it in a checking or savings account before you have a chance to lose it. But if your money order does disappear, follow these steps for a decent shot at reclaiming your cash.
How to cancel a money order. Fees for canceling a money order. Money order refunds. What if the money order was cashed? Show More. Can you cancel a money order? A savings account is a place where you can store money securely while earning interest. Learn More. APY 0. Discover Bank Online Savings. So to get to the bottom of it, I asked a Chase banker whether the check deposit amount has an effect on how long it takes to clear. The Chase rep informed me that the speed of the check deposit applies to any type of check and includes money orders can vary based on the relationship a customer has with Chase.
A customer's account balance is also factored in. She added that if an account has a negative balance, shows regular overdraft activity or lots of returned deposits , the check deposits could take longer to clear. As I walked by another bank, First American International Bank , I grabbed a deposit slip with a "Notice of Hold" explanation that pretty much echoes the policy at Chase:. If you ever have a check that is taking longer to clear, ask your bank why it is being held for so long.
It might be due to any of those reasons mentioned above, or it might be because the check is fake. They ship out their goods with the feeling that the payment is good, only to discover later that the bank found the check or money order to be fake.
The thief might use this to manipulate you into shipping the item out quickly or may ask you to refund the difference immediately. So, you ship the item out or refund the money, but later discover the check or money order was fake. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site including, for example, the order in which they appear.
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Make sure you have the following information for the postal money order you want to check:. You cannot stop payment on postal money orders, but a lost or stolen money order can be replaced. We'll replace money orders that are defective or damaged. Take the damaged money order and your receipt to your local Post Office location to get a replacement. If you have not yet cashed a Japan Post-issued money order, please return it to the sender.
On July 10, , Japan Post stopped cashing international postal money orders issued by the Postal Service. Japan Post stopped selling international postal money orders destined for the U. Skip to Main Content. English Use arrow key to access related widget. Go to USPS. Skip all category navigation links. Sign In. Search USPS. Sending Money Orders When sending money by mail, use money orders as a safe alternative to cash and personal checks.
Go to any Post Office location. You cannot pay with a credit card. Fill out the money order at the counter with a retail associate.
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