Branches: About 5, in nearly 40 states. ATMs: 17, Branches: About 4, in more than 35 states. Customer service: Available by phone Monday - Friday, 8 a. ET; Saturday - Sunday, 8 a. Back to top. But they do have excellent annual percentage yields, or APYs, that make your savings grow faster. And fees tend to be low or nonexistent. Monthly fee. You must meet one of the following requirements:.
Note: The fee is waived for eligible students under Minimum deposit to open. ATM fees and network. Sign-up bonus. Neither checking account earns interest, but Wells Fargo's monthly fee is lower. You'll need a higher direct deposit amount to avoid it, though.
Be aware that other banks charge no monthly fees with no strings attached. Set up a recurring auto-transfer from a linked account. Be a Bank of America Preferred Rewards client. Note: Students under 24 can waive the fee. Bank of America has a slight edge: a savings program. No standard rates available online beyond one-year terms. Minimum deposit.
For more details:. See our post on Wells Fargo CD rates. See our post on Bank of America CD rates. Rates may vary by location. Both banks have very low CD rates compared with national averages. Rates may also vary by ZIP code. About 5, in nearly 40 states and Washington, D. About 4, in more than 35 states and Washington, D.
Banking apps ratings from app store users. Customer service. Available by phone Monday-Friday, 8 a. ET, Saturday-Sunday, 8 a.
Both banks cover a majority of states, though Wells Fargo has the edge over Bank of America when it comes to branch count and state coverage. Both have multiple ways to contact customer service.
Note: Wells Fargo paid several penalties to government regulators in the past few years due to a series of abusive practices. Earn 1. No limit to the points you can earn and your points don't expire. That means you could earn up to 3. This card doesn't offer rewards, and there's little incentive to use it after you've paid off your balance. New Offer! No penalty APR. Paying late won't automatically raise your interest rate APR. Other account pricing and terms apply.
There's a generous sign-up bonus, and because there are no foreign transaction fees, the card is ideal to accompany you around the world. All other purchases earn unlimited 1. Other business travel cards come with annual fees, but they also offer larger sign-up bonuses or higher ongoing rewards. Points don't expire. Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.
That means you could earn up to an unlimited 2. Click the card name to read our review. Before applying, verify details on the issuer's website:. Our pick for: Cash back. You also get bonus rewards at grocery stores and supermarkets, plus a great new-cardholder bonus offer. Read our review. Our pick for: Travel perks. But you also earn a higher rate on "other" spending than many competing cards offer. There's a great sign-up bonus and some other good perks.
And that's about it. Our pick for: Small business cash back. Options include gas stations, office supplies, travel, computer services and more. According to the U. Retail Banking Satisfaction Study from J. Power, there were few banks that ranked lower than Bank of America across the various regions and states in terms of customer service. You can easily apply for a bank account with Bank of America online or by visiting a local branch.
There are branches in 37 states, so there might even be one located just down the street from you right now. You can rest assured that there will probably be one close by if you travel somewhere else within the U. Bank of America is a quintessential mega bank. There are a lot of fees and high ones to watch out for, and the interest rates you can earn are next to nothing.
Federal Reserve Bank of St. Bank of America. Accessed March 16, Power Finds. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads.
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